You wake up to your phone ringing; a general contractor is screaming through the phone claiming all of the contractors on his job site are getting sued by the project owner for hundreds of thousands of dollars. You jump out of bed, grab your keys and speed off in your truck to see what has happened. As you pull up to a major intersection, the car in front of you stops short and you slam into the back end of a minivan. You quickly exchange your information with the driver, who says she’s driving to the hospital next to get her sore back checked for injury. As you pull up to your jobsite, you notice the house has ruptured in one corner and a burst pipe is gushing water all the way down to the $20,000 AC unit installed just the day before. The property owner is furious and the general contractor explains that his best estimate of the damage is nearly $300,000 and resulted from faulty installation by one of your employees. Worse yet, the homeowner claims the damage caused at least another $200,000 in damage to her antique furniture, artwork, and custom cabinetry. After a quick phone call, you discover from your agent that your policy has cancelled because your office manager forgot to pay the last bill. You may have to cover this catastrophe out of pocket, and your business will have to shut down indefinitely while you sort out this mess. Could you have prevented this disaster by having a trusted advisor prepare you for this huge financial blow? Plumbing and HVAC Contractors experience these disasters every day resulting in business failure and bankruptcy. As a contractor, you want your fellow contractors and customers to have faith in you and your business, while you work hard to secure new contracts. Boynton Insurance Group has been in business since 1919, and our Professional Plumbing and HVAC Services Program will provide you with a review of your coverage needs and allow you to discover affordable insurance options especially for your business.