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Are you a landscaper or snow plow contractor? We build perennial relationships with our clients.

Landscapers & Snow Plowers

Landscapers & Snow Plowers

Workers Compensation

Workers’ Compensation Insurance for your day-to-day work, which may involve heavy machinery, power equipment, pesticides and powerful fertilizers. When injuries do occur, they can be catastrophic. Our network of Landscape Specialist Insurance Carriers keep medical expenses under control when a work related injury or illness affects you or an employee. Occasionally, business owners opt out of coverage for themselves, but this can be one of the most inexpensive solutions to insure against disabilities, while protecting your most valuable asset, your income. We will introduce you to companies that offer competitive premiums just for landscaping businesses.

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General Liability Insurance

General Liability Insurance is essential for landscapers and snow removal contractors, providing protection against common risks that occur on job sites and client properties. It covers bodily injury, such as a pedestrian slipping on an icy walkway, as well as property damage caused during landscaping or snow removal operations. This can include damage to lawns, irrigation systems, driveways, or nearby structures while using equipment or performing services. It also helps cover legal costs, settlements, and judgments if a claim is filed against your business.

Additionally, general liability insurance may include coverage for personal and advertising injury, protecting against claims such as libel or slander related to your business activities. With work often performed in public or high-traffic areas, this coverage helps ensure your business is protected from unexpected incidents that can arise during daily operations.

Commercial Auto Insurance

Commercial Auto Insurance is critical for landscapers and snow plowers who rely on vehicles to transport equipment, crews, and materials to job sites. Whether you operate trucks with trailers, snow plows, or other specialized vehicles, this coverage helps protect against accidents, vehicle damage, and liability for injuries or property damage caused while driving for business purposes.

This policy can also extend to cover attached equipment such as plows or trailers, ensuring your investment is protected both on and off the road. In an industry where travel between multiple job sites is constant, commercial auto insurance helps keep your business moving while minimizing financial risk from accidents or vehicle-related incidents.

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What are my potential risks?

You may specialize in hardscaping, tree work, seasonal cleanup, excavation, or just thinking about starting your own operation. You work long hours, tirelessly searching for new customers and networking with fellow contractors, hoping one day to cultivate well-paying jobs that renew each year and feed your business with referrals. But what if you get into an accident while driving to a new job site, or after your truck finishes plowing a commercial lot, a bystander slips and falls on a patch of ice and sues you for negligence. Serious accidents happen, and when they do, you want your customers to be confident that your business is well insured and that you have a business advisor that knows you and your business? As your company grows and you take on new contracts, ask yourself, “What kind of unexpected disasters could mow my business down?”
It’s an early spring morning and your entire fleet is already on the road. You're pulling up to the drive through to pick up a coffee when your phone starts ringing off the hook. The car in front of you stops short while you’re turning down the radio, and your truck totals the back end of a small sports car. Your phone rings; you pick up and an employee tells you the crew hit an irrigation line at one of your most valued job sites. The property owner is furious when he hears what has happened, and worse yet, your best employee was seriously injured by the bursting pipe. You receive a letter from an attorney claiming you owe $60,000 to repair the sports car, $40,000 to replace the pipe and your employee will be in the hospital for several more weeks and could be permanently injured. Your agent explains you only bought the minimum workers compensation limits and health insurance will not cover the bills. Did you buy an umbrella policy to cover your liability? Will your business be able to sustain itself without your key employee or the loss of your best account to one of your competitors and OSHA investigating your business, ruining your company’s reputation. Could you have prevented this disaster by having a trusted adviser explain how to better insure for this type of financial catastrophe? Landscaping Contractors experience these disasters every day resulting in business failure and bankruptcy. As a landscaper, you want your customers to be confident in you, while you build your business and take on more work orders. Boynton Insurance Group has been in business since 1919, and our Landscaping Services Program will provide a customized assessment of your coverage needs and help identify affordable insurance options to meet your needs today, and in the future as your business grows.

作为企业主,你的目标是让员工满意,从而保证企业顺利运营。

博因顿保险集团深知保险的必要性。我们的代表将竭诚为您打造符合您企业需求的保险方案。立即致电预约咨询。

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一流保险服务
尽享无与伦比的超值价格!

Boynton Insurance Group 已与业内顶尖的保险服务商建立了战略合作关系,旨在以最优的价格为您提供最完善的保险保障。诚邀您即刻亲身体验!

Boynton Insurance Group 将协助您的企业识别关键的保险风险,并提供相应的解决方案,助您有效管理与转移这些风险。我们能以专业的水准,协助您妥善应对与客户签署的各类合同中所涉及的保险合规要求。本代理机构可为您的企业提供多元化的保险产品,涵盖员工工伤赔偿、财产与一般责任险、电子设备险、犯罪险(含第三方责任)等众多类别。通过对您现有的保险保障、日常运营状况以及未来业务发展规划进行细致且个性化的审视,我们将助您精准评估企业所面临的特定风险。我们的技术保险专家团队已整装待发,随时准备通过一对一的专业咨询服务,为您量身定制专属的保险方案,为您的企业发展保驾护航。

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