Non Profit insurance
Good intentions don't equal legal immunity. Your directors, officers, and board of trustees carry real personal risk every day they make decisions on behalf of your organization
63%
of non profits reported a D&O claim in past 10 years
2x
More D&O claims vs. public & private companies
40k+
workplace retaliation claims filed in 2024 alone
Who this applies to
Many directors and trustees believe charitable immunity laws protect them. In reality, those laws may limit a judgment- but they won't prevent a lawsuit or cover your legal defense, which runs $200-$1,000/hr.
Charities, Foundations & Associations
Traditional Non profits
Organizations with a board of directors, officers, and volunteers guiding amission. Decisions around grant-making, hiring, and fund allocation allcarry liability exposure.
Board of trustees & HOAs
Condo Association
Volunteer trustees governing shared residential buildings carry the samefiduciary and legal exposure as any nonprofit director - often withoutrealizing it.