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Are you a landscaper or snow plow contractor? We build perennial relationships with our clients.

Landscapers & Snow Plowers

Landscapers & Snow Plowers

Workers Compensation

Workers’ Compensation Insurance for your day-to-day work, which may involve heavy machinery, power equipment, pesticides and powerful fertilizers. When injuries do occur, they can be catastrophic. Our network of Landscape Specialist Insurance Carriers keep medical expenses under control when a work related injury or illness affects you or an employee. Occasionally, business owners opt out of coverage for themselves, but this can be one of the most inexpensive solutions to insure against disabilities, while protecting your most valuable asset, your income. We will introduce you to companies that offer competitive premiums just for landscaping businesses.

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General Liability Insurance

General Liability Insurance is essential for landscapers and snow removal contractors, providing protection against common risks that occur on job sites and client properties. It covers bodily injury, such as a pedestrian slipping on an icy walkway, as well as property damage caused during landscaping or snow removal operations. This can include damage to lawns, irrigation systems, driveways, or nearby structures while using equipment or performing services. It also helps cover legal costs, settlements, and judgments if a claim is filed against your business.

Additionally, general liability insurance may include coverage for personal and advertising injury, protecting against claims such as libel or slander related to your business activities. With work often performed in public or high-traffic areas, this coverage helps ensure your business is protected from unexpected incidents that can arise during daily operations.

Commercial Auto Insurance

Commercial Auto Insurance is critical for landscapers and snow plowers who rely on vehicles to transport equipment, crews, and materials to job sites. Whether you operate trucks with trailers, snow plows, or other specialized vehicles, this coverage helps protect against accidents, vehicle damage, and liability for injuries or property damage caused while driving for business purposes.

This policy can also extend to cover attached equipment such as plows or trailers, ensuring your investment is protected both on and off the road. In an industry where travel between multiple job sites is constant, commercial auto insurance helps keep your business moving while minimizing financial risk from accidents or vehicle-related incidents.

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Watch the short video to learn more!

What are my potential risks?

You may specialize in hardscaping, tree work, seasonal cleanup, excavation, or just thinking about starting your own operation. You work long hours, tirelessly searching for new customers and networking with fellow contractors, hoping one day to cultivate well-paying jobs that renew each year and feed your business with referrals. But what if you get into an accident while driving to a new job site, or after your truck finishes plowing a commercial lot, a bystander slips and falls on a patch of ice and sues you for negligence. Serious accidents happen, and when they do, you want your customers to be confident that your business is well insured and that you have a business advisor that knows you and your business? As your company grows and you take on new contracts, ask yourself, “What kind of unexpected disasters could mow my business down?”
It’s an early spring morning and your entire fleet is already on the road. You're pulling up to the drive through to pick up a coffee when your phone starts ringing off the hook. The car in front of you stops short while you’re turning down the radio, and your truck totals the back end of a small sports car. Your phone rings; you pick up and an employee tells you the crew hit an irrigation line at one of your most valued job sites. The property owner is furious when he hears what has happened, and worse yet, your best employee was seriously injured by the bursting pipe. You receive a letter from an attorney claiming you owe $60,000 to repair the sports car, $40,000 to replace the pipe and your employee will be in the hospital for several more weeks and could be permanently injured. Your agent explains you only bought the minimum workers compensation limits and health insurance will not cover the bills. Did you buy an umbrella policy to cover your liability? Will your business be able to sustain itself without your key employee or the loss of your best account to one of your competitors and OSHA investigating your business, ruining your company’s reputation. Could you have prevented this disaster by having a trusted adviser explain how to better insure for this type of financial catastrophe? Landscaping Contractors experience these disasters every day resulting in business failure and bankruptcy. As a landscaper, you want your customers to be confident in you, while you build your business and take on more work orders. Boynton Insurance Group has been in business since 1919, and our Landscaping Services Program will provide a customized assessment of your coverage needs and help identify affordable insurance options to meet your needs today, and in the future as your business grows.

Your goal as a business owner is to keep your employees happy and, in turn, keep your business running smoothly.

At Boynton Insurance Group, we understand that necessity. Our representatives are here to help you create an insurance package that fits your business’s needs. Call today to set up a consultation.

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Best-in-Class Insurance
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Boynton Insurance Group has partnered with best-in-class insurance providers to provide the best coverage at the best prices. Check it out for yourself now!

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Boynton Insurance Group will help your business identify critical insurance risks and provide solutions for managing and transferring those risks. We can help you professionally respond to the insurance requirements of those contracts you hold with your clients. Our agency can provide various types of insurance for your business, including Workers Compensation, Property & General Liability, Electronic Equipment, Crime Insurance (including 3rd party), and more. A careful and customized review of your current coverage, business operations, and plans for future business development can help you gauge your business' particular risks. Our Technology Insurance Specialists are ready to guide your business with personal consultation and a carefully tailored insurance package.

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