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Are you the owner or manager of a laundromat? Does your business need to clean up its insurance?

Laundromats Insurance

Laundromats Insurance

Property Damage Liability

This particular type of insurance covers the cost of damages to someone else’s property that you cause. If there is an accident at your store that destroys your customer’s clothes, this policy has you covered. If you are washing your customers’ valuable suits and formal wear, the cost of replacement could be thousands of dollars per suit.

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General Liability Insurance

General Liability Insurance is essential for laundromat owners, providing protection against common risks that can occur in a self-service environment. It covers bodily injury, such as a customer slipping on a wet floor, as well as property damage caused by business operations. This can include damage to a customer’s belongings or surrounding property while using machines or facilities. It also helps cover legal expenses, settlements, and judgments if a claim is made against your business.

With customers frequently moving in and out of the facility and operating equipment on their own, the risk of accidents is always present. General liability coverage helps ensure your business is protected from unexpected incidents that may arise during daily operations.

Equipment Breakdown Insurance

Equipment Breakdown Insurance is critical for laundromats, as the business relies heavily on washers, dryers, and other specialized machinery. If equipment fails due to mechanical or electrical issues, repairs or replacements can be costly and disrupt operations. This coverage helps pay for the repair or replacement of damaged equipment, as well as associated expenses.

In addition to covering repair costs, equipment breakdown insurance may also help cover lost income if your business is forced to temporarily shut down due to equipment failure. This ensures that your laundromat can recover quickly and continue serving customers without significant financial setbacks.

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Watch the short video to learn more!

What are my potential risks?

You may be the next owner of a family owned laundry mat, the owner of busy metro dry cleaning business, or someone trying to open a new business. You are a hard worker and your attention to detail keeps your customers coming back time and time again. But what happens if one of your employees spills the dangerous cleaning agents? Or if an accident destroys your store? These types of accidents happen and when they do, you need to be confident that your business has the right coverage. As your business expands and your customer base grows, ask yourself, “What kind of disasters could put my business through the wringer?”
It is turning out to be another busy day for your dry cleaning store. Customers have been coming in to make drop offs and picks ups all day long. Not to mention that your delivery driver hasn’t had a break today. All of the sudden you hear a crash in the back of your store. One of your employees knocked over several large containers of cleaning supplies and you notice that they are leaking and mixing together. Your employees, your customers, and you begin to feel light headed and have to evacuate the store. When you get outside you get a call from your delivery driver and he informs you that he has been in an accident. The car is totaled and all of your customers’ clothes have been destroyed. Do you have enough coverage to get your store cleaned up? Do you have a business auto policy, or coverage for your employees’ injuries? The costs of these incidents will start adding up quickly.

Your goal as a business owner is to keep your employees happy and, in turn, keep your business running smoothly.

At Boynton Insurance Group, we understand that necessity. Our representatives are here to help you create an insurance package that fits your business’s needs. Call today to set up a consultation.

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Boynton Insurance Group will help your business identify critical insurance risks and provide solutions for managing and transferring those risks. We can help you professionally respond to the insurance requirements of those contracts you hold with your clients. Our agency can provide various types of insurance for your business, including Workers Compensation, Property & General Liability, Electronic Equipment, Crime Insurance (including 3rd party), and more. A careful and customized review of your current coverage, business operations, and plans for future business development can help you gauge your business' particular risks. Our Technology Insurance Specialists are ready to guide your business with personal consultation and a carefully tailored insurance package.

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